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Professional Liability Insurance for your business

Whatever your business, we've got you covered.

Flexible & Superior Insurance

If you employ staff you must have employers' liability insurance. Failure to do so can lead to a fine of up to £2,500 a day.

Employers' liability insurance enables businesses to meet the costs of compensation and legal fees incurred from an employee lawsuit. Employees injured or made ill because of an employer's negligence can still seek compensation, even if the business has ceased to trade.

There are very few exceptions. Even if you use self-employed staff, unpaid employees or volunteers you may still require employers' liability insurance.

The minimum level of cover demanded is £5 million; however most insurance policies offer £10 million as standard. This may sound like a lot, but you must consider that an accident may involve several members of staff. Any damages for severe disability caused will have to take into consideration the cost of lifelong care, loss of income as well as the pain caused. This can add up to a massive sum.

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What people are saying

Peter Stevens

Exactly what I required for my business at a very competitive price.

Jayne Drinkwater

Prompt response. Good understanding of requirements. Excellent service.

Luke Sheppard

Great service helpful and a quick response to taking out public liability insurance.

Reviews are provided by Feefo, a third party ratings and review service.

Frequently asked questions


Can I get instant cover for my business?

Cover is effective immediately from the date selected, subject to accurate information being supplied during the quote.


How long are your quotes valid for?

Quotes are valid for 30 days. After this time a new rate will apply but you will not need to re-enter your details.


How can I be sure you site is secure?

Our sites are protected by SSL encryption. This applies when you go in to one of our quotes systems where confidential personal data is stored.


When will I be charged for my policy?

Payments made by by credit or debit card are charged when you submit your details. Payments made by direct debit will be in accordance with your direct debit mandate.

If you still need help head over and View our FAQ page

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