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Employers Liability insurance for your business

Enable your business to meet the costs of compensation

Flexible & Superior Insurance

If you employ staff you must have employers liability insurance. Failure to do so can lead to a fine of up to £2,500 a day.

Employers' liability insurance enables businesses to meet the costs of compensation and legal fees incurred from an employee lawsuit. Employees injured or made ill because of an employer's negligence can still seek compensation, even if the business has ceased to trade.

There are very few exceptions. Even if you use self-employed staff, unpaid employees or volunteers you may still require employers' liability insurance.

The minimum level of cover demanded is £5 million; however most insurance policies offer £10 million as standard. This may sound like a lot, but you must consider that an accident may involve several members of staff. Any damages for severe disability caused will have to take into consideration the cost of lifelong care, loss of income as well as the pain caused. This can add up to a massive sum.

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We work with some of the worlds leading insurers, so you know you are getting the best cover around.

Frequently asked questions


Can I get instant cover for my business?

Here at InsureMy Business our aim is to get you covered for the date you have asked. All online policies need to be checked before the cover is live.


How long are your quotes valid for?

Quotes made through our comparative insurance system are valid for 30 days. After this time a new rate will apply but you will not need to re-enter your details.


How can I be sure you site is secure?

Our sites are protected by SSL encryption. This applies when you go in to one of our quotes systems where confidential personal data is stored.


When will I be charged for my policy?

Payments made by by credit or debit card are charged when you submit your details. Payments made by direct debit will be in accordance with you direct debit mandate.

If you still need help head over and View our FAQ page

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