Shop insurance

Being covered with shop insurance is not only good for your peace of mind it makes great sense to protect what you've worked hard to build. Retail outlets are exposed to a variety of issues that could cause problems for the smooth running of the business.

Our shop insurance can be purchased online using our quick and easy quotation system. It allows you to compare quotes from some of the top shop insurance providers like AXA and MMA.

Business interruption insurance

Business interruption insurance is there to reduce the impact a major incident can have on your retail operation. When a flood strikes it is indescriminate and can paralyse a business. With business interruption insurance the loss of earnings against an insured peril would be calculated on your normal gross earnings. This helps to keep a continuing service to your clients and customers.

Contents insurance

Most shops contain many fixtures and fittings that can amass to a large investment. This needs to be insured as replacing these items could possibly tip the balanace for a outlet suffering from a major event.

Contents insurance from Insure My Business also covers stock held in the premises up to the agreed limit determined in your insurance policy. Again stock is a major investment and this can rise during busy trading periods.

Cash protection can also be added to your policy to cover any cash values held on the premises.

Liability insurance

Insure My Business provide both public and employers liability insurance designed specifically for retail outlets, making cost effective for your situation.

Employers liability insurance

Employers liability insurance is now a legal requirement for all shoops who employ full or part time staff. This also includes any voluntry staff you may have working in your store. Failure to cover your staff with employers liability insurance can result in large fine.

Public liability insurance

Although not a legal requirement public liability insurance would be a very good idea for retail outlets that allow members of the public on their premises. It covers any incidents that may happen to the 3rd party whilst on your premises such as a fall or damage to their property. This also covers clients and suppliers visiting the premises.

Shop insurance features

Our office insurance provides the follow elements that are either standard or can be added to your policies:

• All risk policies
• Business interruption insurance
• Contents insurance
• Employers liability insurance
• Product liability insurance
• Public liability insurance
  
  

Get a businsess insurance quote

Insure My business provide outstanding business insurance at very competitive prices. The levels of cover our policies contain are very generous allowing you to protect the assets you've worked hard to build.

Why not try our one minute quote comparison system today and see how much you can save on quality business insurance.